igrata asked:
Si llevas algunos meses sin pagar la hipoteca y tu banco de repente quiebra,que pasa te quitan el piso o tienes que seguir pagando o de repente con el banco desaparece tu hipoteca tambien(y eres la persona mas feliz del mudo)?
Tags: El Banco, Eres Mas, Que Pasa
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on Sunday, December 6th, 2009 at 23:28 and is filed under Hipoteca.
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December 8th, 2009 at 02:37
Tienes que seguir pagando la hipoteca.
December 8th, 2009 at 14:08
Lamentablemente tendrás que seguir pagando. Es posible que si todos dejamos de pagar nuestros créditos hagamos quebrar más de un banco, pero no con ello desaparecerán nuestras deudas.
December 11th, 2009 at 08:44
Pierde automáticamente la casa.
December 13th, 2009 at 09:50
igrata. Cuando un bamco quiebra, otro banco superior abarca la quiebra de este, por lo tanto, no creas que no tienes que pagar, vendran papeles nuevos, en que te diran quien se ha echo cargo de tus pagos y su direccion, ellos poseen el titulo de tu propiedad, y hasta que no termines de pagar, no te lo pueden entregar, tienes que ponerte al dia, ya te lo diran cuando el otro banco se haga cargo de tu deuda, no todo es tan facil como parece, si tu mueres, y eres la unica que paga la hipoteca, todo queda saldado y tu familiar mas inmediato se hace cargo de tu propiedad, es por eso que aconsejan dejar un documento certificado por un notario que todo debe de quedar a manos de la persona que elijas, de lo contrario sera la mas allegada, si hay otra persona en los pagos, esa sera responsable de terminar los pagos, porque asi lo firmo y ratifico en algun documento.
December 16th, 2009 at 08:28
los bancos manejan diferentes valores
así como los documentos,que serán vendidos
a órganos o buros que compran deuda y se van directamente
sobre el bien.
¿Que pasa si el banco en el que tienes la hipoteca quiebra?
tendrás una pequeña pausa pero no es una condonación de adeudo
por lo que si respetas tu suerte y amas tu patrimonio procura regula rizarte o preparate para el impacto de deshucio
que solventes tu deuda
December 18th, 2009 at 14:32
1.- Cuando un banco quiebra, interviene inmediatamente el Estado para sanearlo, y posteriomente vender sus activos.
2.- Por lo que tu deuda pasa primero al estado, y luego al banco que compre los activos del banco quebrado.
3.- Una vez realizado este trámite el nuevo Banco, empezara analizar la situación de cada una de la hipotecas.
4.- Así que finalmente te detectara, y te mandara notificar a cuento haciende el monto de tu deuda, asi como el cobro de los intereses moratorios.
December 21st, 2009 at 07:52
Tienes que pagar la hipoteca
December 23rd, 2009 at 09:24
Algún acreedor del banco se queda con las hipotecas o las compra otro banco y te siguen reclamando la deuda, si sigues sin pagar te embargan el piso, ya podía ser como tu dices pero no es posible librarse de una hipoteca.
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